How to borrow data from MTN 2023 | Ussd Code| *131#

How to Borrow Data From MTN Nigeria

 Indeed, you can borrow data on MTN. MTN is a great telecom company in Nigeria and other parts of Africa. They give their customers the chance to borrow data at a cheap price with fewer charges, just like other internet providers in Nigeria, including; MTN, Airtel,(Smartphone), Glo, and 9mobile.

  At first, why will you borrow data when there are cheap data bundle plans such as;

  •  Daily data plans
  •  Weekly data plans
  •  Monthly data plans
  •  Mega data plans
  •  Weekend and Night browse data plans.

 All these plans are the available plans you can subscribe for even at your urgent need.

Provided you have a recharge card on your MTN SIM card; if you don't, you can purchase directly from your bank account or walk up to a recharge card seller.

  However, the Everywhere you go (MTN slogan), in case of emergency need, all the internet providers in Nigeria have made it easy for subscribers to borrow data bundles

MTN Night plans | code to subscribe for MTN night plans

  But before you can borrow data from any of the telecom Companies you must meet their requirements. 

  Some of the telecom Companies will tell you that you must subscribe at least three to four times in three months before you can qualify to borrow data.  

 Also, the amount of your subscriptions within those three months for qualification will determine which  data plans you qualify for.

  If you subscribe for 1000N for a monthly subscription, there's a probability that you will have a chance to borrow a 500N data plan for 7 days. The same is applicable to borrowing Airtime. 

 Who is Eligible To Borrow Airtime on MTN?    

  • Dial *131#
  • Select 5 (Xtratime/Byte)
  • If you're also qualified to borrow Airtime, the qualification options will display and show the amount you're qualified to borrow.
  • Select my account
  • Select Eligibility Status

 Eligibility Status will show you the chance of your qualifications.

How much can you borrow from MTN?

The amount you can borrow from MTN depends on how often you recharge and subscribe which means for you to qualify, you must have been recharging your MTN SIM often for at least three months. 

This will build trust between you and MTN. A regular MTN user can be qualify to borrow up to data worth 500 or 1000 recharge, then pay back later. But note, payment is usually automatic. Once you recharge, MTN will automatically deduct their money using their automatic.


How to borrow data on MTN using an Ussd Code

 The process is similar to the one above. To borrow data on MTN;

  • Kindly switch on your mobile phone
  • Dial *131#
  • Select 5
  • Select borrow data

Code to borrow Airtime from MTN

 But to cut all these processes Short

  • Simply dial *606#
  • Choose any option you want to, either airtime or borrowing data.

How to reverse borrowed data on MTN.

To do this, you may need to contact MTN customer representative because there's no USSD code available for it.
You can either contact them via email, phone call or any of their social media platform.

Email address: [email protected] 
WhatsApp direct chat: 09033000001
Phone call: 180 or 08031000180 
Facebook: @MTNLoaded 
Twitter page: @MTN180 or @MTNNG 
Instagram paga: @mtnng 

Frequently Asked Questions

Q. How do I borrow data on MTN? 

  • Ans. Before you can borrow data from MTN or borrow credit on MTN, you must qualify. One of the requirements is consecutive recharge for at least three months.

Q. Code to borrow Data from MTN

  •  Ans. There are two code you can use to borrow from MTN, either *606# or *131#>>XtraByte

Q. What is the code to borrow data? 

  • Ans. The only available code to borrow Airtime from MTN is USSD Code.

Q. How to borrow airtime from MTN through SMS

  • Ans. The only way to borrow data on MTN is via USSD Code. XtraByte on MTN is not available on SMS

Q. How to check MTN XtraByte Balance

  • Ans. Dial *606# and select my account >> account balance


  • You can't share or transfer the borrowed data bundles with other MTN users.
  • Immediately after you recharge, MTN will deduct it from your account. So it's an automatic payment.
  • MTN will charge you 10% of your borrowed data.
  • In some cases, MTN will allow you to borrow more than ones.

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